Thanks for the outpouring of support and empathy after my last post. I was feeling really crappy, but am feeling better now and have a plan.
I will have to pay a total of $1321.93 for the whole thing. The repair bill was close to $2000, and I have to pay my deductible - $1000. I am so glad that they will take care of the rest. I also have to pay the rental car company $321.93 in loss of use charges that my insurance policy does not cover. My plan for paying this off is to just pay minimum towards my CCs next month and pay this off using the rest of my paycheck and savings. It delays my debt repayment by a month, but as several of you rightly pointed out, it is not the end of the world - it's just an inconvenient bump!
In other good news, I got approved for a low-limit SwagBucks credit card. I will use this for budgeted purchases and pay it off each week. I will get 1000 SBs for my first purchase and 1.25 SBs/dollar after that. That is good, isn't it? This month, I have already got 5 of the $5 Amazon cards, and am well on my way to making a $25 Paypal reward as well.